When considering Medicare plans, it’s essential to understand the relationships between organizations. UnitedHealthcare Insurance Company collaborates with AARP to offer Medicare plans. It’s important to note that while AARP lends its name and intellectual property to these plans and receives royalties which support AARP’s general purposes, AARP itself is not an insurer. AARP’s role is to encourage members to assess their needs when choosing health coverage and does not endorse or employ specific agents, brokers, or producers. Each insurance company is independently responsible for the financial obligations of its own plans.
Decoding AARP Medicare Supplement Insurance Plans
AARP endorses Medicare Supplement Insurance Plans, but these are insured by different UnitedHealthcare Insurance companies depending on your location. For most states and territories (excluding North Dakota and New York), the insurer is UnitedHealthcare Insurance Company located in Hartford, CT. In certain states like Arkansas, Arizona, Illinois, and others, the insurer might be UnitedHealthcare Insurance Company of America, based in Schaumburg, IL. New York residents’ plans are insured by UnitedHealthcare Insurance Company of New York in Islandia, NY. These plans operate under policy form No. GRP 79171 GPS-1 (G-36000-4).
A key point to remember is that enrollment in an AARP Medicare Supplement Insurance plan requires AARP membership, which is available for a nominal annual fee.
In some states, these plans extend their availability to individuals under 65 who qualify for Medicare due to disabilities or End-Stage Renal Disease.
It is critical to understand that these plans are not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Please be aware that this information is considered a solicitation for insurance, and a licensed insurance agent or producer may reach out to you.
THESE PLANS HAVE SPECIFIC ELIGIBILITY CRITERIA, EXCLUSIONS, AND COVERAGE LIMITATIONS. FOR DETAILED INFORMATION ON COSTS AND COMPLETE PLAN DETAILS, INCLUDING OUTLINES OF COVERAGE, PLEASE CONTACT A LICENSED INSURANCE AGENT OR PRODUCER VIA THE PROVIDED TOLL-FREE NUMBER.
Medicare Advantage and Medicare Prescription Drug Plans Explained
Medicare Advantage plans and Medicare Part D Prescription Drug plans are also offered under the UnitedHealthcare umbrella. These plans are insured by UnitedHealthcare Insurance Company or one of its affiliates, recognized as Medicare Advantage organizations with a Medicare contract and a Medicare-approved Part D sponsor. Continued enrollment in these plans is contingent upon Medicare’s contract renewal. Importantly, AARP membership is not a prerequisite for enrolling in Medicare Advantage or Medicare Prescription Drug plans.
This summary is for informational purposes and does not encompass a complete description of all plan benefits. For comprehensive details, it is recommended to directly contact the plan for further information.
