When Do I Need To Get Car Insurance New Car

When Do I Need To Get Car Insurance New Car? Obtaining car insurance for your new vehicle is essential to protect yourself and comply with the law, especially if you’re a new driver. At CARS.EDU.VN, we offer comprehensive guidance and resources to help you navigate the complexities of auto insurance, ensuring you’re covered from day one and securing peace of mind on the road. Let’s explore the necessity of immediate coverage, comparing insurance quotes, and understanding the factors that influence policy costs for your automotive needs.

1. Understanding the Immediate Need for Car Insurance

Driving a new car off the lot without insurance is a risk you shouldn’t take. State laws typically require drivers to have at least the minimum liability coverage before operating a vehicle. But beyond legal requirements, car insurance protects you financially if you’re involved in an accident.

1.1 Legal Requirements

Most states mandate that drivers carry minimum levels of car insurance. These requirements typically include:

Bodily injury liability: Covers costs associated with injuries to others in an accident you cause.
Property damage liability: Covers damages to another person’s property, like their car or fence.
Uninsured/underinsured motorist coverage: Protects you if you’re hit by a driver with no insurance or insufficient coverage.

State-Specific Insurance Minimums (Examples)

State	Bodily Injury Liability (Per Person/Per Accident)	Property Damage Liability	Uninsured Motorist Bodily Injury (Per Person/Per Accident)
California	$15,000/$30,000	$5,000	$15,000/$30,000
Texas	$30,000/$60,000	$25,000	$30,000/$60,000
New York	$25,000/$50,000	$10,000	$25,000/$50,000
Florida	$10,000 (Personal Injury Protection)	$10,000	N/A
Pennsylvania	$15,000/$30,000	$5,000	$15,000/$30,000

Note: These are just examples, and requirements can change. Always verify with your state’s Department of Motor Vehicles.

Driving without the mandatory minimum coverage can lead to penalties, including:

Fines: These can range from a few hundred to over a thousand dollars.
License suspension: Your driver’s license could be suspended, requiring reinstatement fees and processes.
Vehicle impoundment: Your car may be impounded, leading to storage fees and potential loss of driving privileges.

An insurance card is evidence of coverage and must be carried while driving.

1.2 Financial Protection

Even if your state doesn’t legally require car insurance, it’s a financially prudent decision. Without insurance, you’re responsible for all costs associated with an accident, including:

Vehicle repair: Costs to repair or replace your car and the other driver’s car.
Medical bills: Covering injuries to yourself, your passengers, and the other driver.
Legal fees: If you’re sued, you’ll need to pay for legal representation.
Lost wages: Compensation for lost income if someone is injured and unable to work.

These costs can quickly add up to tens of thousands of dollars, potentially leading to financial ruin. Car insurance acts as a safety net, protecting your assets and ensuring you can handle the financial consequences of an accident.

Consider this scenario: You’re involved in an accident where you’re at fault, and the other driver sustains serious injuries. Without insurance, you could be facing medical bills exceeding $100,000, plus vehicle repair costs and potential legal fees. With adequate insurance coverage, you’re protected from these financial burdens, up to your policy limits.

1.3 When to Secure Coverage

Ideally, you should secure car insurance before you drive your new car off the dealership lot. Here are a few options:

Before you buy: Get quotes and choose a policy before finalizing the purchase. This allows you to drive off the lot with immediate coverage.
Day of purchase: Obtain insurance coverage the day you buy the car. Many insurers allow you to purchase a policy online or over the phone, providing instant proof of insurance.
Grace period: Some insurers offer a grace period, extending coverage from an existing vehicle to a new one. However, this is typically a short period (e.g., 7-30 days), and you must notify the insurer to add the new car to your policy.

Waiting too long to secure coverage is risky. Even a short drive without insurance can have significant consequences if you’re involved in an accident. CARS.EDU.VN recommends prioritizing car insurance as part of your car-buying process to safeguard your financial well-being.

2. Comparing Car Insurance Quotes

Shopping around for car insurance is essential to find the best rates and coverage. Comparing quotes from multiple insurers can save you hundreds of dollars per year.

2.1 Factors Affecting Car Insurance Rates

Insurers consider various factors when determining your car insurance rates:

Driving history: A clean driving record with no accidents or violations will result in lower rates.
Age and gender: Younger drivers and males typically pay more due to higher accident rates.
Location: Urban areas with higher traffic density and crime rates usually have higher premiums.
Credit score: In many states, a lower credit score can lead to higher insurance rates.
Vehicle type: The make, model, and year of your car affect insurance costs. Expensive cars, sports cars, and vehicles prone to theft usually have higher premiums.
Coverage level: Higher liability limits, collision coverage, and comprehensive coverage will increase your rates.
Deductible: A higher deductible (the amount you pay out-of-pocket before insurance kicks in) lowers your premium, while a lower deductible raises it.

For example, a 22-year-old male driver in Los Angeles with a sports car and a recent speeding ticket will likely pay significantly more than a 45-year-old female driver in a rural area with a minivan and a clean driving record.

2.2 How to Get Quotes

There are several ways to obtain car insurance quotes:

Online comparison websites: Websites like CARS.EDU.VN allow you to enter your information once and receive quotes from multiple insurers.
Directly from insurers: Visit the websites of individual insurance companies and request a quote.
Independent agents: Work with an independent insurance agent who can provide quotes from multiple companies.
Captive agents: Work with an agent who represents a single insurance company.

To get accurate quotes, be prepared to provide the following information:

Personal information: Name, address, date of birth, driver’s license number.
Vehicle information: Make, model, year, VIN.
Driving history: Accidents, violations.
Coverage preferences: Liability limits, deductible amounts, and any additional coverage you want.

2.3 Comparing Apples to Apples

When comparing quotes, ensure you’re comparing the same coverage levels and deductibles. A lower premium might seem attractive, but it could come with lower coverage limits or a higher deductible, leaving you vulnerable in an accident.

Consider these aspects:

Liability limits: Ensure the liability limits are adequate to protect your assets. Experts recommend at least $100,000/$300,000 for bodily injury liability and $50,000 for property damage liability.
Deductibles: Choose a deductible you can afford to pay out-of-pocket. A higher deductible lowers your premium but requires you to pay more if you file a claim.
Additional coverage: Consider adding collision and comprehensive coverage to protect your car from accidents, theft, and other damages.
Discounts: Ask about available discounts, such as multi-policy discounts, safe driver discounts, and student discounts.

CARS.EDU.VN offers a comprehensive comparison tool to help you evaluate different insurance policies and find the best fit for your needs.

3. Types of Car Insurance Coverage

Understanding the different types of car insurance coverage is crucial to making informed decisions about your policy.

3.1 Liability Coverage

Liability coverage protects you if you’re at fault in an accident and cause injuries or property damage to others. It consists of two parts:

Bodily injury liability: Covers medical expenses, lost wages, and pain and suffering for injured parties.
Property damage liability: Covers the cost of repairing or replacing damaged property, such as vehicles or structures.

Liability coverage is typically expressed as three numbers, such as 100/300/50. This means:

$100,000 coverage for injuries to one person in an accident.
$300,000 coverage for total injuries in an accident.
$50,000 coverage for property damage in an accident.

Adequate liability coverage is essential to protect your assets. If you’re sued for damages exceeding your policy limits, you could be personally responsible for paying the difference.

3.2 Collision Coverage

Collision coverage pays for damages to your car if you’re involved in an accident, regardless of who is at fault. It covers:

Repair costs for your car.
Replacement costs if your car is totaled.

Collision coverage typically has a deductible, which is the amount you pay out-of-pocket before insurance kicks in. A lower deductible results in a higher premium, while a higher deductible lowers your premium.

Collision coverage is particularly important for new cars, as they are more expensive to repair or replace. If you’re leasing or financing your car, your lender may require you to carry collision coverage.

3.3 Comprehensive Coverage

Comprehensive coverage protects your car from damages not caused by collisions, such as:

Theft
Vandalism
Fire
Natural disasters (e.g., hail, flood, earthquake)
Falling objects

Like collision coverage, comprehensive coverage typically has a deductible. It’s an essential coverage for protecting your car from a wide range of potential damages.

Comprehensive coverage is especially important if you live in an area prone to theft, vandalism, or natural disasters. If you’re leasing or financing your car, your lender may require you to carry comprehensive coverage.

3.4 Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage protects you if you’re involved in an accident with a driver who has no insurance or insufficient coverage to pay for your damages. It covers:

Medical expenses for you and your passengers.
Lost wages.
Pain and suffering.
Vehicle repair costs.

This coverage is particularly important in states with a high percentage of uninsured drivers. It ensures you’re protected even if the at-fault driver doesn’t have the means to pay for your damages.

3.5 Personal Injury Protection (PIP)

Personal Injury Protection (PIP) is required in some states and covers medical expenses and lost wages for you and your passengers, regardless of who is at fault in an accident. It can also cover:

Rehabilitation costs.
Funeral expenses.

PIP coverage can be helpful in states with no-fault laws, where drivers are required to file claims with their own insurance companies regardless of fault.

3.6 Additional Coverage Options

In addition to the standard coverage options, you can also consider:

Gap insurance: Covers the difference between your car’s value and the amount you owe on your loan or lease if your car is totaled.
Rental car reimbursement: Pays for a rental car while your car is being repaired after an accident.
Roadside assistance: Covers towing, jump starts, and other roadside services.

CARS.EDU.VN provides detailed explanations of each coverage option to help you make informed decisions about your car insurance policy.

4. Factors Influencing Car Insurance Costs

Several factors influence the cost of your car insurance policy. Understanding these factors can help you find ways to lower your premiums.

4.1 Driving Record

Your driving record is one of the most significant factors affecting your car insurance rates. A clean driving record with no accidents or violations will result in lower premiums.

Accidents: Accidents, regardless of fault, can increase your rates. Insurers view drivers with a history of accidents as higher risk.
Traffic violations: Speeding tickets, red light violations, and other traffic offenses can also raise your premiums.
DUI/DWI: Driving under the influence (DUI) or driving while intoxicated (DWI) is a serious offense that can significantly increase your insurance rates or even lead to policy cancellation.

Maintaining a clean driving record is the best way to keep your insurance rates low. Drive safely, obey traffic laws, and avoid accidents and violations.

4.2 Age and Gender

Age and gender are also significant factors in determining car insurance rates. Younger drivers, particularly males, typically pay more for insurance due to their higher accident rates.

Young drivers: Drivers under the age of 25 are considered higher risk due to their lack of experience and higher likelihood of accidents.
Gender: Males generally pay more for insurance than females, especially at younger ages. This is because males tend to engage in riskier driving behaviors and have higher accident rates.

As you age and gain more driving experience, your insurance rates will likely decrease.

4.3 Location

Your location plays a significant role in determining your car insurance rates. Urban areas with higher traffic density, crime rates, and accident rates typically have higher premiums.

Traffic density: Areas with heavy traffic congestion have a higher risk of accidents, leading to higher insurance rates.
Crime rates: Areas with high rates of vehicle theft and vandalism also have higher insurance premiums.
Weather conditions: Areas prone to severe weather, such as hurricanes, floods, or snowstorms, may have higher insurance rates due to the increased risk of damage to vehicles.

Living in a safer, less congested area can help lower your car insurance rates.

4.4 Credit Score

In many states, your credit score can affect your car insurance rates. Insurers argue that drivers with lower credit scores are more likely to file claims, making them higher risk.

Good credit: Drivers with good credit scores typically pay lower insurance premiums.
Poor credit: Drivers with poor credit scores may pay significantly higher rates.

Improving your credit score can help lower your car insurance rates. Pay your bills on time, keep your credit utilization low, and avoid opening too many new credit accounts.

4.5 Vehicle Type

The make, model, and year of your car also affect insurance costs. Expensive cars, sports cars, and vehicles prone to theft typically have higher premiums.

Expensive cars: High-value vehicles are more expensive to repair or replace, leading to higher insurance rates.
Sports cars: Sports cars are associated with riskier driving behaviors and higher accident rates, resulting in higher premiums.
Vehicles prone to theft: Cars that are frequently stolen have higher insurance rates due to the increased risk of theft claims.

Choosing a safer, less expensive car can help lower your insurance costs.

4.6 Coverage Level and Deductible

The level of coverage you choose and the deductible amount also impact your insurance rates. Higher liability limits, collision coverage, and comprehensive coverage will increase your premiums.

Liability limits: Higher liability limits provide more protection but also increase your insurance costs.
Deductible: A higher deductible lowers your premium, while a lower deductible raises it.

Balancing your coverage needs with your budget is essential. Choose coverage levels that adequately protect your assets without breaking the bank.

CARS.EDU.VN offers personalized advice and resources to help you understand how these factors affect your insurance rates and find ways to save money on your car insurance policy.

5. Strategies for Lowering Car Insurance Premiums

There are several strategies you can use to lower your car insurance premiums.

5.1 Shop Around

Comparing quotes from multiple insurers is the most effective way to find the best rates. Insurance companies use different formulas to calculate premiums, so rates can vary significantly.

Online comparison websites: Use online comparison websites like CARS.EDU.VN to get quotes from multiple insurers quickly and easily.
Independent agents: Work with an independent agent who can provide quotes from multiple companies.
Directly from insurers: Visit the websites of individual insurance companies and request a quote.

Get quotes at least once a year to ensure you’re getting the best possible rates.

5.2 Increase Your Deductible

Increasing your deductible can significantly lower your insurance premiums. However, make sure you can afford to pay the deductible out-of-pocket if you file a claim.

Evaluate your budget: Determine how much you can comfortably afford to pay as a deductible.
Compare rates: Get quotes with different deductible amounts to see how much you can save.
Consider your risk tolerance: If you’re a safe driver with a low risk of accidents, a higher deductible may be a good option.

Raising your deductible from $500 to $1,000 could save you several hundred dollars per year on your insurance premiums.

5.3 Take Advantage of Discounts

Insurers offer various discounts that can help lower your premiums.

Multi-policy discount: Bundling your car insurance with your home or renters insurance can save you money.
Safe driver discount: Maintaining a clean driving record can earn you a discount.
Good student discount: Students with good grades may be eligible for a discount.
Low mileage discount: If you drive fewer miles per year, you may qualify for a discount.
Vehicle safety features discount: Cars with safety features like anti-lock brakes, airbags, and anti-theft systems may qualify for a discount.

Ask your insurer about available discounts and provide documentation to prove your eligibility.

5.4 Improve Your Credit Score

Improving your credit score can lower your car insurance rates in many states.

Pay bills on time: Late payments can negatively impact your credit score.
Keep credit utilization low: Avoid maxing out your credit cards.
Check your credit report: Review your credit report for errors and dispute any inaccuracies.

Improving your credit score takes time, but it can lead to significant savings on your car insurance premiums.

5.5 Drive a Safer Car

Choosing a safer, less expensive car can help lower your insurance costs.

Safety ratings: Look for cars with high safety ratings from organizations like the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA).
Vehicle theft rates: Avoid cars that are frequently stolen.
Repair costs: Choose a car with lower repair costs.

Driving a safer car not only protects you in an accident but also saves you money on your insurance premiums.

CARS.EDU.VN offers a range of resources to help you find the best car insurance rates and coverage.

6. Steps to Take After Buying a New Car

After buying a new car, there are several important steps to take to ensure you’re properly insured.

6.1 Contact Your Insurance Company

Contact your insurance company immediately after buying a new car to add it to your policy.

Provide vehicle information: Give your insurer the make, model, year, and VIN of your new car.
Update coverage: Review your coverage levels and make any necessary adjustments.
Obtain proof of insurance: Get a new insurance card or proof of insurance to keep in your car.

Many insurers allow you to add a new car to your policy online or over the phone, providing instant proof of insurance.

6.2 Review Your Policy

Review your car insurance policy to ensure it meets your needs and provides adequate coverage.

Liability limits: Make sure your liability limits are sufficient to protect your assets.
Deductibles: Ensure your deductibles are affordable.
Additional coverage: Consider adding collision and comprehensive coverage to protect your car from accidents, theft, and other damages.
Discounts: Verify that you’re receiving all applicable discounts.

If you have any questions or concerns about your policy, contact your insurance company for clarification.

6.3 Keep Proof of Insurance in Your Car

Keep proof of insurance in your car at all times. This is typically required by law and can be presented to law enforcement officers if you’re pulled over.

Insurance card: Most insurers provide a physical insurance card that you can keep in your car.
Electronic proof of insurance: Some states allow you to show proof of insurance electronically, such as on your smartphone.

Make sure your proof of insurance is up-to-date and easily accessible.

6.4 Understand Your State’s Requirements

Familiarize yourself with your state’s car insurance requirements.

Minimum liability coverage: Ensure you have at least the minimum liability coverage required by your state.
No-fault laws: Understand the implications of no-fault laws, which require drivers to file claims with their own insurance companies regardless of fault.
Uninsured/underinsured motorist coverage: Consider purchasing uninsured/underinsured motorist coverage to protect yourself if you’re involved in an accident with a driver who has no insurance or insufficient coverage.

CARS.EDU.VN provides state-specific information on car insurance requirements to help you stay informed.

7. Common Car Insurance Mistakes to Avoid

Avoiding common car insurance mistakes can save you money and protect you from potential financial risks.

7.1 Driving Without Insurance

Driving without insurance is illegal in most states and can have serious consequences.

Fines: You could face fines ranging from a few hundred to over a thousand dollars.
License suspension: Your driver’s license could be suspended.
Vehicle impoundment: Your car may be impounded.
Financial liability: You’re responsible for all costs associated with an accident if you’re uninsured.

Always maintain at least the minimum liability coverage required by your state.

7.2 Choosing the Cheapest Policy

Choosing the cheapest policy might seem like a good way to save money, but it could leave you underinsured and vulnerable in an accident.

Low liability limits: Low liability limits may not be sufficient to protect your assets if you’re sued for damages exceeding your policy limits.
High deductibles: High deductibles require you to pay more out-of-pocket if you file a claim.
Lack of coverage: Some cheap policies may not include essential coverage options like collision and comprehensive coverage.

Balance your budget with your coverage needs and choose a policy that provides adequate protection.

7.3 Not Comparing Quotes

Failing to compare quotes from multiple insurers can result in paying more than necessary for car insurance.

Different pricing formulas: Insurance companies use different formulas to calculate premiums, so rates can vary significantly.
Missed discounts: You may miss out on available discounts if you don’t shop around.

Get quotes from multiple insurers at least once a year to ensure you’re getting the best possible rates.

7.4 Not Updating Your Policy

Failing to update your car insurance policy after a significant life event, such as moving, getting married, or buying a new car, can lead to coverage gaps or incorrect rates.

Address changes: Moving to a new location can affect your insurance rates.
Marital status: Getting married may qualify you for a lower rate.
New car: Adding a new car to your policy requires updating your coverage.

Keep your insurance policy up-to-date to ensure you’re properly covered and paying the correct rates.

7.5 Making False Claims

Making false claims or providing inaccurate information to your insurer is considered insurance fraud and can have serious consequences.

Policy cancellation: Your insurance policy could be canceled.
Criminal charges: You could face criminal charges for insurance fraud.
Difficulty obtaining insurance in the future: You may have difficulty obtaining insurance in the future.

Always be honest and accurate when providing information to your insurer.

CARS.EDU.VN provides valuable insights and resources to help you avoid these common car insurance mistakes and make informed decisions about your coverage.

8. Car Insurance and New Car Technology

New car technology is rapidly evolving, and it’s essential to understand how these advancements affect car insurance.

8.1 Advanced Driver-Assistance Systems (ADAS)

Advanced Driver-Assistance Systems (ADAS) are designed to enhance safety and prevent accidents. These systems include:

Automatic emergency braking: Detects potential collisions and automatically applies the brakes.
Lane departure warning: Alerts the driver if the car is drifting out of its lane.
Adaptive cruise control: Automatically adjusts the car’s speed to maintain a safe distance from the vehicle ahead.
Blind-spot monitoring: Alerts the driver to vehicles in their blind spots.

Cars equipped with ADAS features may qualify for lower insurance rates, as these systems can reduce the risk of accidents. However, ADAS components can be expensive to repair, potentially increasing repair costs after an accident.

8.2 Electric Vehicles (EVs)

Electric Vehicles (EVs) are becoming increasingly popular, and they have unique insurance considerations.

Battery replacement: EV batteries are expensive to replace, potentially increasing repair costs after an accident.
Charging equipment: Insuring charging equipment at home may require additional coverage.
EV-specific discounts: Some insurers offer discounts for EVs due to their lower emissions.

EV insurance rates can vary depending on the insurer and the specific vehicle.

8.3 Telematics

Telematics systems use sensors and GPS technology to track driving behavior, such as speed, acceleration, and braking.

Usage-based insurance: Some insurers offer usage-based insurance programs that use telematics data to determine premiums.
Safe driving rewards: Drivers who demonstrate safe driving habits may earn discounts on their insurance.
Privacy concerns: Some drivers may have concerns about the privacy implications of telematics.

Telematics can be a valuable tool for promoting safe driving and lowering insurance premiums.

CARS.EDU.VN stays up-to-date on the latest car technology and provides insights on how these advancements affect car insurance.

9. Choosing the Right Car Insurance Company

Choosing the right car insurance company is essential to ensure you receive excellent service and fair claims handling.

9.1 Reputation and Customer Service

Consider the reputation and customer service ratings of different insurance companies.

Online reviews: Read online reviews to get insights into the experiences of other customers.
Customer satisfaction surveys: Check customer satisfaction surveys from organizations like J.D. Power.
Complaint ratios: Review complaint ratios from state insurance departments to see how often customers file complaints against different insurers.

Choose an insurer with a strong reputation for customer service and fair claims handling.

9.2 Financial Stability

Ensure the insurance company is financially stable and able to pay claims.

Financial ratings: Check the financial ratings of different insurers from organizations like A.M. Best and Standard & Poor’s.
Claims-paying ability: Choose an insurer with a high claims-paying ability rating.

A financially stable insurer is more likely to be able to pay claims promptly and efficiently.

9.3 Coverage Options and Discounts

Evaluate the coverage options and discounts offered by different insurance companies.

Coverage needs: Choose an insurer that offers the coverage options you need, such as collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
Available discounts: Take advantage of available discounts, such as multi-policy discounts, safe driver discounts, and student discounts.

Choose an insurer that offers a comprehensive range of coverage options and discounts to meet your needs and budget.

CARS.EDU.VN provides unbiased reviews and ratings of car insurance companies to help you make an informed decision.

10. Frequently Asked Questions (FAQs)

1. When exactly do I need to get car insurance for my new car?
You should secure car insurance before driving your new car off the dealership lot. Ideally, get a quote and policy in place before finalizing the purchase.

2. What happens if I drive my new car without insurance?
Driving without insurance can result in fines, license suspension, vehicle impoundment, and financial liability for any accidents you cause.

3. How can I compare car insurance quotes effectively?
Compare quotes from multiple insurers, ensuring you’re comparing the same coverage levels and deductibles. Consider liability limits, deductibles, and additional coverage options.

4. What types of car insurance coverage should I consider for my new car?
Consider liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP), depending on your needs and state requirements.

5. What factors influence my car insurance costs?
Factors include your driving record, age, gender, location, credit score, vehicle type, coverage level, and deductible.

6. How can I lower my car insurance premiums?
Shop around for quotes, increase your deductible, take advantage of discounts, improve your credit score, and drive a safer car.

7. What steps should I take after buying a new car to ensure I’m properly insured?
Contact your insurance company to add the new car to your policy, review your policy, keep proof of insurance in your car, and understand your state’s requirements.

8. What are some common car insurance mistakes to avoid?
Avoid driving without insurance, choosing the cheapest policy, not comparing quotes, not updating your policy, and making false claims.

9. How does new car technology affect car insurance?
Advanced Driver-Assistance Systems (ADAS) and telematics can potentially lower insurance rates, while electric vehicles (EVs) have unique insurance considerations.

10. How do I choose the right car insurance company?
Consider the reputation and customer service ratings, financial stability, coverage options, and discounts offered by different insurance companies.

At CARS.EDU.VN, we understand the importance of having the right car insurance for your new vehicle. Our comprehensive resources and expert advice will guide you through the process, ensuring you’re protected from day one.

Navigating the world of car insurance can be overwhelming, but CARS.EDU.VN is here to help. We provide comprehensive information, expert advice, and helpful tools to make the process easier. Whether you’re buying your first car or upgrading to a new one, we’ll help you find the right coverage at the best possible price.
Visit CARS.EDU.VN today to explore our resources and connect with experienced professionals who can guide you through every step. Don’t wait – ensure your peace of mind with CARS.EDU.VN. Contact us at 456 Auto Drive, Anytown, CA 90210, United States, Whatsapp: +1 555-123-4567, or visit our website at cars.edu.vn.