Drive Away Savings: Discover 0% Financing for 72 Months on New Cars

Navigating the car market in February 2025 can feel like a maze, especially with fluctuating interest rates. For savvy car buyers, securing the right financing is just as crucial as choosing the perfect model. While recent months have seen a dip in zero percent financing offers, February brings a refreshing change. Manufacturers are responding to market demands, and we’re witnessing a resurgence of attractive 0% APR deals, some extending to an impressive 72-month term. Imagine driving away in a brand-new car, like the Subaru Solterra, with absolutely no interest for six full years! Brands such as Hyundai, Nissan, Ford, and Lincoln are also joining in, offering 0% financing for a solid 60 months on select models.

Considering that the average APR for a 60-month new car loan for those with good credit now sits between 6% and 9%, a 0% financing deal can translate to substantial savings. For a $40,000 vehicle, opting for a 0% APR over a 6% APR loan over 60 months could save you approximately $4,000 in interest payments. This is real money back in your pocket!

While true 0% APR deals, particularly for extended terms like 72 months, remain somewhat exclusive, the current market presents a golden opportunity for qualified buyers. To ensure you’re exploring all avenues for savings, we’ve also included deals under 2% APR in our comprehensive list below. For an even smarter approach to car buying, leverage online platforms like TrueCar No Haggle and CarsDirect. These resources empower you to discover the most competitive prices available in your local area, further maximizing your savings alongside these enticing financing offers.

Explore the Best 0% Finance Deals Available Now

(Note: Incentives and availability can vary by region and are subject to change. Please verify all details with your local dealership.)**

Maximize Your Savings with 0% Car Financing

Securing 0% financing, especially for an extended 72-month period, is a powerful tool for managing your car buying budget. By eliminating interest charges, you’re only paying for the vehicle’s principal, leading to predictable monthly payments and significant long-term savings. In today’s economic climate, where every dollar counts, these deals offer a smart way to acquire a new car without the burden of interest accrual.

Who Benefits Most from 0% Financing?

• Buyers with Excellent Credit: These deals are typically reserved for those with top-tier credit scores.
• Long-Term Planners: If you plan to keep your car for the duration of the loan term, 0% financing provides cost certainty.
• Those Seeking Predictable Payments: With no interest fluctuations, your monthly payment remains constant.

Tips to Increase Your Chances of Getting Approved:

• Check Your Credit Score: Know your creditworthiness before you apply.
• Shop Around: Compare offers from different manufacturers and dealerships.
• Be Prepared to Negotiate: While 0% financing is attractive, negotiate the vehicle price separately.
• Consider a Larger Down Payment: This can sometimes improve your approval odds.

Stay Informed with Weekly Car Buying Tips

Gregg Fidan, founder of RealCarTips, is dedicated to helping you navigate the complexities of car buying. After experiencing firsthand the pitfalls of car purchasing, Gregg has spent years developing strategies to avoid scams and secure the best possible deals. His weekly newsletter keeps you updated on the latest car deals, potential scams to avoid, and expert tips to make informed decisions. Sign up for the Weekly Newsletter to stay ahead of the curve and drive away with confidence.

Have car buying questions? Gregg welcomes your inquiries! Email him for personalized advice.