Navigating car rental policies can often feel overwhelming, especially when you’re eager to start your journey. If you’re planning to rent a car at Orlando International Airport (MCO), understanding the specific renter requirements and payment policies is crucial for a smooth and hassle-free experience. This guide breaks down everything you need to know about Mco Car Rental policies, ensuring you’re well-prepared when you arrive to pick up your vehicle.
Renter Requirements at MCO Car Rental Locations
Like most car rental agencies, MCO car rental services have specific criteria that renters must meet. These requirements are in place to ensure the safety and security of both the renter and the rental company’s vehicle. Let’s delve into the essential renter requirements you need to be aware of at MCO.
Age Restrictions for Renters
The minimum age to rent a car at most MCO car rental agencies is 21 years old. However, renters between the ages of 21 and 24 are considered underage and are typically subject to an additional daily surcharge, often around $25 per day. It’s important to note that age restrictions may also apply to the types of vehicles young renters can access. Typically, those aged 21-24 can rent:
- Economy through Full Size cars
- Cargo and Minivans
- Pickups
- Compact, Small, and Standard SUVs (up to 5 passengers)
These restrictions are in place due to insurance and risk assessment policies. Always confirm the specific age policy and vehicle availability with your chosen MCO car rental provider when booking.
Driver’s License Requirements
A valid driver’s license is a fundamental requirement for renting a car. MCO car rental companies require all renters and any additional drivers to possess a valid driver’s license. Learner’s permits or instructional permits are not accepted. The driver’s license must be in the renter’s name. For debit card users, the address on the driver’s license must match the renter’s current home address. An exception is made for active duty military personnel regarding address matching. It’s always wise to check the expiration date and ensure your license is valid for the entire rental period.
Debit Card Usage for Car Rentals at MCO
Debit cards are accepted at MCO car rental locations, but often with specific conditions, particularly at airport locations. Generally, debit cards are accepted at the time of rental if you have a ticketed return travel itinerary. This means if you’re flying into and out of MCO and can provide proof of your return flight, you can likely use a debit card.
When using a debit card, be aware that the funds available in your account will be reduced by the rental amount and any potential deposit. It’s also crucial to understand that you will be responsible for any overdraft fees incurred if your account balance is insufficient.
For rentals without a ticketed return travel itinerary, debit card policies may be stricter, or credit cards might be the preferred or required form of payment. Always clarify the debit card policy with your MCO car rental company, especially if you do not have a return flight ticket at the time of rental.
Insurance Verification for Specific Vehicle Classes
For renters without a ticketed return travel itinerary and who intend to rent premium or luxury vehicles, MCO car rental agencies may require insurance verification. This typically applies to vehicle classes such as:
- Full Size Luxury Sedan
- Premium Luxury Sedan
- Midsize Sport Luxury Sedan
- Electric Luxury Sedan
- Premium Luxury SUV
- Extended Luxury SUV
- Electric Luxury SUV
- Limo Van
- Corvette
If you plan to rent one of these vehicle classes and do not have a return flight ticket, you will likely need to provide evidence of a transferable auto collision, comprehensive, and liability insurance policy. Check with your MCO car rental provider to confirm if this applies to your rental and what documentation is required.
Forms of Payment Accepted at MCO Car Rental
Understanding the accepted forms of payment is just as important as meeting the renter requirements. MCO car rental companies typically accept a variety of payment methods to provide convenience for their customers.
Accepted Payment Methods
The common forms of payment accepted at MCO car rental locations include:
- VISA®
- MasterCard®
- American Express®
- Discover Network®
- Debit Cards (under certain conditions as mentioned above)
When you book your MCO car rental, the estimated total for the rental will be charged to your provided form of payment. If you modify your rental, the total amount may change but will still be charged to the original payment method. Always ensure you have sufficient funds or credit available to cover the estimated rental cost and any potential deposit.
Deposit Amount and Policy
To cover potential additional charges incurred during your rental, MCO car rental agencies often require a deposit, especially for renters without a ticketed return travel itinerary. The standard deposit amount is generally $400. However, a higher deposit of $850 is usually required for premium and performance vehicles, including classes like:
- Performance Sport
- Full Size Luxury SUV
- Electric Luxury SUV
- Full Size Elite Electric Sedan
- Midsize Sport Luxury Sedan
- Full Size Luxury Sedan
- Premium Luxury Sedan
- Electric Luxury Sedan
- Premium Luxury SUV
- Extended Luxury SUV
- Limo Van
- Corvette
This deposit is held and will not be available for your use during the rental period. It will be refunded after the vehicle is returned, provided there are no additional charges. Ensure you use an accepted form of payment for the deposit, as money orders and prepaid cards are generally not accepted for deposits at the time of rental.
Additional Payment Information
It’s important to remember a few additional points regarding payment at MCO car rental locations:
- Debit Card Deposits: If using a debit card for the deposit or any rental charges, the funds will be held from your account, reducing your available balance.
- Money Orders and Prepaid Cards: While not accepted for initial rental payments or deposits, money orders and prepaid cards may be used to pay any outstanding balance at the end of your rental after returning the vehicle.
- Cash is Not Accepted: Cash is not an accepted form of payment at MCO car rental facilities.
- Loyalty Program Credit Cards: Credit cards linked to renter loyalty profiles (like Emerald Club or E Club) can be used for all rental charges.
All charges will be processed as an authorization hold on credit or debit cards, or directly charged to debit cards. Always review your rental agreement carefully for all payment terms and conditions.
Conclusion
Renting a car at MCO should be a straightforward process when you are well-informed about the renter requirements and payment policies. By understanding the age restrictions, driver’s license and debit card policies, insurance verification needs, and accepted forms of payment and deposit amounts, you can ensure a smooth and efficient MCO car rental experience. Always confirm the specific policies with your chosen rental agency when booking and don’t hesitate to contact them directly if you have any questions before your arrival at Orlando International Airport. This preparation will help you get on the road faster and enjoy your trip.
