Managing your CareCredit account and making payments is straightforward and convenient, offering multiple options to suit your needs. Whether you prefer digital solutions or traditional methods, paying your CareCredit bill is designed to be hassle-free.
For those who prefer managing their finances online, CareCredit provides robust digital tools. You can easily access your account anytime, anywhere to make payments, manage your account details, and even view your credit score. To get started, simply Login to your Account or Register a New Account if you are a first-time user.
Quick and Easy Payment Options
CareCredit understands that sometimes you need to make a payment quickly without logging into your account. For this, the Pay as Guest option is perfect. It allows you to make payments swiftly without the need to remember your login credentials.
For on-the-go account management and payments, the CareCredit Mobile App is an excellent tool. Download the app to access your digital card, pay your bills, locate healthcare providers and businesses that accept CareCredit, set up payment alerts, and even pay directly from your provider invoice.
Learn More about the app and its features to simplify your account management.
Download the CareCredit Mobile App:
Alternative Payment Methods
Beyond online and mobile app payments, CareCredit offers several other convenient methods:
Pay by Phone: If you prefer to speak with a customer service representative, you can call (866) 893-7864 to make a payment over the phone. Customer service is available from Monday to Sunday, 8:00am to 12 midnight (EST).
Pay by Mail: You can mail your payment to the following address:
Synchrony Bank
PO Box 71715
Philadelphia, PA 19176-1715
For Overnight Mail, use:
Synchrony Bank
400 White Clay Center Drive
Newark, DE 19711
(in-person drop-off not permitted)
ACH Bank Transfer: Set up an ACH transfer directly from your bank account for a secure and direct payment method. You can initiate this process by logging into your account through Pay or Access Your Account.
Western Union: You can also send payments via Western Union using the code LOW and state OHIO.
Important Reminders for Your CareCredit Payments
Please note that CareCredit payments cannot be made using FSA/HSA cards or credit cards. Payments are also not accepted at provider offices. If you anticipate a late payment, it’s crucial to contact customer service at (866) 893-7867 before your due date to discuss potential options.
Account statements are typically mailed after your first purchase. Expect your first statement within 30 days of a processed charge. If you experience delays in receiving your statement, call customer service at (866) 893-7864 to confirm your mailing address.
Remember, making only the minimum payment each month might not fully pay off your balance by the end of any promotional periods. Always aim to pay more than the minimum when possible to manage your balance effectively.
CareCredit provides a range of payment solutions to ensure you can easily manage and pay your account in a way that best suits your lifestyle. Choose the method that works best for you and stay on top of your payments.
