Navigating Medicare options can be complex. It’s important to understand the relationships between organizations offering these plans. AARP endorses Medicare plans insured by UnitedHealthcare Insurance Company. This endorsement means AARP allows UnitedHealthcare to use its intellectual property, for which UnitedHealthcare pays royalty fees to AARP. These fees support the general purposes of AARP. It’s crucial to remember that AARP and its affiliates are not insurance companies themselves, and while they encourage considering your needs when choosing plans, they don’t provide individual product recommendations. Each insurer is solely responsible for their financial products.
AARP Medicare Supplement Insurance Plans Explained
AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company, offer extra coverage toOriginal Medicare. These plans are available to AARP members. If you’re not already a member, you can easily join AARP for a nominal annual fee. It’s worth noting that AARP Medicare Supplement plans aren’t available in every location; they are available in all states and territories except North Dakota and New York. However, different UnitedHealthcare Insurance companies may underwrite these plans depending on your state of residence. For instance, policies for New York residents are underwritten by UnitedHealthcare Insurance Company of New York. In some states, individuals under 65 who qualify for Medicare due to disability or End-Stage Renal Disease may also be eligible for these plans.
It’s important to understand that these plans, while endorsed by AARP and insured by UnitedHealthcare, are not connected with or endorsed by the U.S. Government or the federal Medicare program. When considering AARP Medicare Supplement plans, remember that this is an insurance solicitation. To get detailed information about plan costs, complete coverage details, including outlines of coverage, and to understand any eligibility requirements, exclusions, and limitations, it is recommended to contact a licensed insurance agent or producer.
Exploring Medicare Advantage and Medicare Prescription Drug Plans
Beyond Supplement plans, UnitedHealthcare also offers Medicare Advantage plans and Medicare Prescription Drug plans. These plans are also insured through UnitedHealthcare Insurance Company or its affiliates, which are Medicare Advantage organizations with a Medicare contract and approved Part D sponsors. Unlike Medicare Supplement plans, you do not need to be an AARP member to enroll in a Medicare Advantage plan or a Medicare Prescription Drug plan through UnitedHealthcare. Enrollment in these plans is contingent upon Medicare’s contract renewal with the plan.
This information serves as a summary and not a complete description of all benefits. For a comprehensive understanding of benefits, it’s essential to directly contact the specific plan. Remember that enrollment in any Medicare plan depends on eligibility and plan availability in your area.
