For many travelers, especially those looking to avoid credit card fees or build credit, debit cards are the go-to payment method. But when it comes to renting a car, the question often arises: “What Car Rental Companies Allow Debit Cards?” While credit cards have long been the standard for rental car transactions, the good news is that several major car rental companies do accept debit cards. However, each company has its own specific policies and requirements. Navigating these policies can be tricky, so we’ve broken down the debit card policies of some of the top car rental agencies to ensure your next road trip is hassle-free.
Avis Car Rental Debit Card Acceptance
Avis Car Rental is known for having a relatively straightforward debit card policy. Unlike some competitors, Avis often accepts debit cards without imposing overly strict conditions. In some instances, you might even be able to use prepaid gift cards or debit cards to pay when you return your vehicle, depending on the location. For the most accurate information, it’s crucial to contact your specific Avis rental location directly to confirm their debit card policies. However, there are some general guidelines to keep in mind:
- Age Requirement: Generally, you must be at least 25 years old to rent a car from Avis using a debit card, though in New York, the minimum age is 18.
- Sufficient Funds: At the time of pick-up, your Visa or Mastercard debit card must have enough available funds to cover the rental cost and any security deposit hold Avis may place.
- Vehicle Restrictions: Be aware that certain premium or luxury vehicle models might require payment exclusively with a credit card.
- Accepted Cards: Avis generally accepts Avis Charge Card, American Express, AT&T Capital, China Union Pay, Diners Club International, Discover, JCB, MasterCard, and Visa credit cards. For debit cards, Visa and Mastercard are typically accepted.
Avis car rental signage at an airport, indicating car pickup location.
Budget Car Rental Debit Card Options
If you’re on a budget, you might be wondering about Budget Car Rental’s debit card policy. The answer is yes, Budget does generally allow debit cards. Similar to Avis, Budget provides flexibility in payment options, accepting credit cards, debit cards, and even cash when you return the rental car. However, debit card acceptance at the time of vehicle pick-up can vary by location. It’s essential to verify the specific location’s policy by contacting them in advance to avoid any surprises.
Dollar Car Rental and Debit Cards
Dollar Car Rental stands out as another customer-friendly option for debit card users. Dollar has recently updated its policy to simplify debit card payments. Now, if you book your rental at least 24 hours in advance, you typically only need your debit card and driver’s license to pay at the counter.
Even if you need a last-minute rental and haven’t booked 24 hours ahead, you can still use a debit card. In these cases, Dollar requires an additional form of ID along with your driver’s license. You’ll also need to present a return travel ticket, such as an airline or cruise ticket, with an itinerary that matches your rental dates.
Dollar is also notable for being one of the few major agencies that accepts cash payments. However, paying with cash requires pre-qualification for a Cash Deposit Identification Card. This application process takes around 30 days and includes a $30 fee to cover a credit check. For those preferring credit cards, Dollar accepts a wide range, including American Express, MasterCard, Carte Blanche, Diners Club, Discover, JCB, Visa, and China Union Pay.
Enterprise Car Rental’s Debit Card Rules
Enterprise Car Rental also accommodates debit card users, particularly at their airport locations. To rent with a debit card at an airport Enterprise, you’ll need to present your debit card (Visa, Mastercard, or Discover) and proof of an outgoing flight from the same airport location where you plan to return the car.
For non-airport Enterprise locations, the debit card policy is stricter and can vary significantly between locations. You might be required to provide proof of insurance, current utility bills, and even personal references. The best way to understand the debit card policy at a specific non-airport Enterprise location is to contact them directly.
Enterprise does not accept cash payments. However, they do accept major credit cards, including Visa, MasterCard, American Express, Discover, and JCP (Japan Credit Bureau).
Hertz Car Rental: Debit Card for Return, Credit Card for Pickup
Hertz Car Rental has a slightly different approach to debit card usage. While Hertz accepts Visa or Mastercard debit cards for final payment when you return the rental vehicle, they typically require a credit card to be used when you pick up the car and make the security deposit. Accepted credit cards for the deposit include Hertz Charge Card, American Express, Visa, Mastercard, or Diners Club. Hertz has limited circumstances where they accept cash, primarily when booking through an insurance company.
This article is part of our Car Rental Guide. If you’re considering renting a car and have more questions, explore our comprehensive how to rent a car guide.
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