Believe it or not, the opportunity to snag incredible year-end car sales isn’t over yet! The automotive industry is extending some of the most attractive offers well into February 2025. Automakers are eager to move their remaining 2024 inventory, and smart shoppers can capitalize on this. Currently, a significant portion of new cars available – about a quarter – are still from the 2024 model year. This February presents a golden opportunity for car buyers: 0% APR financing deals are available across a wide spectrum of vehicles, from fuel-efficient cars to robust trucks and family-friendly SUVs. This means you can upgrade to a new ride without the burden of interest charges. Let’s dive into the details of the zero percent financing car deals you can find this month.
Important Note: Automakers typically announce their freshest deals by the fifth business day of each month, so be sure to revisit this guide for the latest updates and even more potential savings!
Acura
Acura, Honda’s luxury counterpart, is offering a fantastic 0% APR financing deal on select models this February. If you’re looking for a touch of premium in your next vehicle, this could be your chance. The Acura ZDX, a more upscale version of the popular Honda Prologue, is currently featured in this zero percent financing offer.
Chevrolet
Chevrolet is making waves with its commitment to electric vehicles, and they’re sweetening the deal with 0% APR financing on select EV models. This February, you can drive off in an eco-friendly Chevy EV without any financing costs. Keep an eye out for deals on popular models like the Chevrolet Equinox EV, making electric vehicle ownership more accessible than ever.
Dodge
Known for its powerful and performance-driven vehicles, Dodge is also participating in the 0% APR financing trend. The Dodge Hornet, while being one of the slower-selling models, is now being offered with zero percent APR financing. This could be an excellent opportunity to get behind the wheel of a Dodge at an unbeatable financing rate.
Ford
Ford is going electric and offering compelling incentives to encourage adoption. This February, both of Ford’s electric models are on sale with 0% financing offers. If you’ve been considering making the switch to electric, Ford’s zero percent financing deals could make it the perfect time.
GMC
GMC is clearing out its remaining 2024 inventory with appealing zero percent financing deals on select models. If you’re in the market for a robust truck or SUV, GMC’s February offers are worth exploring.
- The powerful and innovative 2024 GMC Hummer EV truck and SUV are available with 0% APR for a generous 60-month term.
- For those interested in a traditional pickup, the 2024 GMC Sierra 1500 is being offered with 0% APR financing for 36 months.
Honda
The Honda Prologue is quickly becoming a leading electric crossover in the 2025 market. To further boost sales and clear out remaining 2024 models, Honda is offering an attractive 0% APR for an extended 72-month period. This long-term, zero-interest financing makes the Honda Prologue an even more compelling choice for EV buyers.
Kia
Kia is making a strong statement in the electric vehicle market with impressive zero percent financing deals for their EV lineup in 2025. These year-end sales incentives are designed to make Kia EVs more attractive to a wider range of buyers. Explore the Kia EV9 and other models to see how much you can save with zero percent financing.
Jeep
After navigating a year of increasing inventory and slower sales, Stellantis is rolling out some of the most widespread incentives we’ve seen recently. Jeep is part of this initiative, and several popular models are available with zero percent APR for 36 months. If you’re considering a Jeep, this February is the time to take advantage of these offers. Specifically, the following Jeep models all qualify for 0% APR for 36 months, with other competitive APR offers available for longer loan terms, offering flexibility for buyers.
Mitsubishi
Mitsubishi is offering zero percent financing on two of its SUV models this February. However, these deals apply to leftover 2024 models. If you’re comfortable with a previous model year, you can secure a great deal on a Mitsubishi SUV with zero interest financing.
Nissan
Nissan is consistently providing attractive financing deals, particularly on their electric and crossover models. This February is no exception, with Nissan continuing to offer competitive financing, including zero percent APR, to help you get into a new vehicle.
Subaru
Subaru is addressing slower sales with enticing zero percent financing deals for their electric Subaru Solterra. If you’re interested in an electric SUV with Subaru’s renowned all-wheel-drive capability, the Solterra with 0% APR is a deal worth considering.
Looking for a different Subaru model? This month also brings low APR financing options for popular models such as the Ascent, Forester, and Outback. Explore all Subaru financing offers here.
Toyota
Toyota’s entry into the EV market, while significant, hasn’t seen overwhelming sales figures. However, this presents an opportunity for buyers. The Toyota bZ4X is available with 0% APR for an impressive six-year term. This extended zero-interest financing makes Toyota’s EV very appealing this February.
Volkswagen
Volkswagen is offering a relatively rare zero percent car deal this February, and it’s on a popular SUV. If you’ve had your eye on a Volkswagen SUV, now might be the perfect time to buy, thanks to their zero percent financing offer. Check out deals on models like the Volkswagen Taos.
Is Now the Right Time to Buy a Car with 0% Finance?
Year-end car sales events traditionally offer the best deals, and while December has passed, many of these year-end sales incentives are continuing throughout February 2025. If you find a 0% finance deal that catches your eye, it’s crucial to act fast! Industry analysts predict that financing offers are likely to become less attractive as we approach the tax refund season. Increased buyer demand during this period typically leads to less generous incentives.
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